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Frequently asked important questions ?
What constitutes a loan approval? 
Mortgage Broker Most mortgage lenders base their decision on three factors: credit, collateral and capacity. Credit refers to the quality of your current credit rating. Capacity is your ability to repay the loan based on job stability, current income and other factors. Collateral is the amount of equity in your home, and the likelihood of appreciation. Once everything checks out, you're approved!

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