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an Australian
Home Loan: |
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P.A.Y.G.
Applicants:
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Two current Pay Slips and or; |
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Letter of Employment on Company
Letterhead - must include basis and term of employment, base gross salary, o/time allowances of a regular nature, any salary packaging details if applicable |
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Current Group Certificate (last two years may be required) |
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Self Employed
Applicants:
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Last 2 to 3 years full personal Tax Returns (most Lenders require at least two years). Read more about Low Doc Loans here... |
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Copy of Trading, Profit & Loss & Balance Sheets for the last 2 years & accompanying business
Tax Returns in full, including depreciating schedules. |
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Company
Borowing:
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Certified copy of Certificate of Incorporation
(ASIC form 204) |
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Certified copy of current annual return
(ASIC form 316 or form 215 will suffice) |
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Copy of Trust Deed if company is acting as a Trustee |
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Purchase:
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Copy of Contract for Sale, signed by all parties, copy of Title & Zoning Certificate |
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Copy of Fixed price building contract (if Construction Loan) |
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Refinance:
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Council rates notice showing Volume & Folio numbers or Lot Plan numbers of your property/s |
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Copy of Certificate of Title/s - all properties to be refinanced (evidencing name of title) |
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Copy of current property Insurance Policy (this will need to be endorsed for new Lender) |
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| 100 point
check for
Home Loans
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Copy of Drivers License and either Passport or Birth Certificate |
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Marriage Certificate to be provided if maiden name shown on either of above |
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Copies of loan statements for Mortgages to be refinanced - last 12 months |
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Copies of any other loan facilities/statements i.e. Credit cards, car loans, personal
loans, store accounts (this will prove current debt structure) |
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Copy of current rental Statements / Lease Agreements as evidence of rent (investment property) |
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Evidence of recent savings history (must be at least 6 months - if First Home Buyer) |
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top of the
Home Loans documentation
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and
we will contact you within 2 business days
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