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Frequently asked important questions ?
What are the advantages of making a higher down payment?
Mortgage Broker A higher downpayment will reduce the size of the loan, as well as providing added strength to your ability to borrow. The higher your downpayment, the lower your monthly mortgage payment will be. In addition, your financing costs will be reduced because you will pay less interest over the term of the loan. It will also be much easier for you to qualify for a home loan at the terms you select. Downpayments meeting or exceeding 20% will generally remove the need for costly mortgage insurance, thereby lowering your payment even further. However, if you wish to maximise your homeownership tax advantage, consider making a smaller downpayment. Either way we can help! 

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